Kiss your Cubical GoodBye

Kiss your Cubical GoodBye

cubicalLet’s face it, the last thing you want to do now that you’ve decided to finally leave the 9 to 5 job is to add more stress to your life. Isn’t that why you decided to build your own business and create your own career opportunity in the first place? You’re looking for freedom from your awful boss, nasty coworkers, and the limitations of a fixed salary, or you simply want to be in control of your career.

But if you’re trading all that in for a different kind of stress, what have you really gained? Before you kiss your cubicle goodbye, be sure you first build a solid foundation—and we don’t just mean business-wise.

Build a Financial Safety Net

Nothing stresses us out quite like worrying about money. Whether you’re concerned about those college tuition bills you’ll be facing in a few years, or worse, not sure how you’re going to make the rent, it’s easy to lose your business mojo. Whether you’re going to have a storefront, join the gig economy, or pluck down in co-workshare office space, or work from your kitchen table; you’ll need some start-up seed money. As a new small business owner, you certainly don’t want money trouble casting a shadow over your entrepreneurial dream.

Before you turn in your resignation, set aside some cash in case of a rainy day. Aim for at least three months of living expenses, but more is definitely better. Pay down some credit cards, drop some bucks on your mortgage and take a serious look at the incidental spending that you do each month. Unsubscribe to subscriptions. Look at other spending habits that you can interrupt, even temporarily. Having some cash on hand will definitely relieve the pressure of launching your new career that’s not earning its keep—yet.

Make Sure Your Family is on Board

Money troubles are bad, but there may be one thing that’s worse: an unsupportive (or downright hostile) spouse. And as any entrepreneur will tell you, not everyone understands the drive to be a business owner. In fact, most people find it pretty scary to step away from that regular paycheck to chase after a dream.

If that sounds like your partner don’t take it personally. They’re not making a statement about your ability. More than likely, they’re just worried about what the future holds. Do your best to understand where they’re coming from, and be sure to clearly explain your ideas, why you are confident it will work, and how you plan to cover the start-up expenses and manage the risk.

If he or she is still not on board, consider starting slow, with a part-time business, also known as a side hustle while still working your day job. That will give you the opportunity to prove your idea is workable, and might just help your spouse get as excited about it as you are.

Take Time for YOU

No matter what’s going on with your money, your spouse or your business, you need to be sure to schedule some “you” time. No one can work all the time, regardless of how driven you are. And no one can stay healthy while maintaining a nonstop schedule. Go for a walk, hit the gym, get a pedicure or just binge on your favorite brainless television show. The point is simply to take time away from your desk to rest and rejuvenate. Without it, you’ll soon find yourself overwhelmed and stressed, even if you truly love your new business.